IBM's Banking Data Warehouse and Basel II

Overview

Financial institutions are facing a series of related risk and compliance challenges. These include Basel II and IFRS/IAS. The pace of change driven by the compliance challenges will be different across financial institutions. However, there is now a general recognition that the long term direction of aligning economic and regulatory capital means that risk weighted asset and economic capital calculations should eventually become a key driving force for decisions within the financial institution. This white paper will outline the components of the Banking Data Warehouse (BDW) and how they assist financial institutions to address the data modeling and data consolidation issues relating to the Basel II Capital Accord.